Loading & Unloading Coverage
Definition of loading & unloading coverage
Loading and unloading coverage is designed to protect goods from potential damages that can occur when goods are being loaded onto or unloaded onto vehicles during the handling process.
The coverage may help cover the costs of repairing or replacing goods damaged during this critical phase of transport. Common scenarios that loading and unloading coverage might protect against include:
- Rough handling: If goods are dropped, mishandled, or impacted due to careless handling.
- Improper loading techniques: When goods are not properly secured within the transport vehicle, they can shift or fall during transit.
- Use of inadequate equipment: Sometimes damages occur when inappropriate equipment is used to load or unload goods, such as using a forklift for goods that should be hand-carried or vice versa.
- Accidents during loading/unloading: Situations such as collisions or accidents involving loading ramps, cranes, or liftgates could result in significant damage.
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